![]() In addition to auto loans, it offers a car-buying service powered by TrueCar. The credit union’s rates for 72-month loans start at 5.64% for 2021 or newer vehicles, and its rates are higher for used vehicles and those older than the 2021 model year.Ĭonsumers Credit Union has an A+ rating from the BBB and has been accredited since 2012. You may have other credit unions in your area, but Consumers Credit Union is one you can join from anywhere. #3 Consumers Credit Union: Most Flexible Terms As you shop for 72-month auto loan rates, Autopay is a good option to have on your list. It also has a customer review rating of 4.5 out of 5.0 stars, which shows the majority of customers have positive experiences with the company. The company provides purchase loans, refinance loans, lease-buyout loans and cash-out refinancing. Like myAutoloan, Autopay works with a large network of lenders. The company offers terms between 24 and 84 months, and its rates start at 2.99% for borrowers with the best credit. #2 Autopay: Most Well-RoundedĪutopay is another choice for good 72-month auto loan rates. Once you get approved, you can walk into a dealership with your 72-month loan terms and bypass dealer financing if it isn’t a good deal. You can get up to four offers from one loan application and compare them at home. The company is an aggregator that works with a wide network of lending partners, from credit unions and banks to auto dealerships. MyAutoloan offers 72-month terms on several types of auto loans: MyAutoloan has an A+ rating and accreditation from the Better Business Bureau (BBB). However, the company’s services aren’t available to people in Alaska or Hawaii. MyAutoloan tops our list because it offers low rates on 72-month auto loans for borrowers with the best credit and works with a good range of credit scores. Loan amounts : $8,000 minimum for purchase loans and $5,000 minimum for refinancing Starting APR : 5.20% for 72-month auto loans Next, we’ll take a closer look at each of our top five recommendations for 72-month auto loans.
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